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National Credit Adviser

National Credit Adviser

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NCA - Admin

Need a loan? Make sure you tick these five boxes

10/07/2018
loan

Added financial pressure makes applying for a loan seem like an attractive option. The recent VAT increase and the largest …

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Tags informal loans, loans, secured loans, unsecured loans

Why it could be much harder get a home loan in South Africa right now.

09/07/201808/07/2018
Why it could be much harder get a home loan in South Africa right now

How easy is to get a home loan in South Africa at the moment? It could be getting much harder …

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Tags bond, home loan

Car prices: what you see is not what you pay

09/07/201804/07/2018
upfront costs

Lookout for upfront costs when buying a car. The cost of buying a car can come with some nasty, unexpected …

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Tags apply for credit, know your rights, lending practises, loan application

How to save while paying off debt

03/07/2018
save while paying off debt

You can save while paying off debt. However difficult it is possible the save while paying off debt. Many have little …

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Tags culture of saving, saving

Movie teaches SA learners how to handle money, avoiding rampant debt

20/06/201813/06/2018
financial literacy

The 80-minute movie explains financial management in a manner that resonates with young people. Movie teaches SA learners financial literacy, …

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Tags culture of saving, financial management, learning

Mashonisas make good profit on loans

20/06/201808/06/2018
informal cash lenders

Dangerous Lenders – The data is in Informal Cash Lenders Informal cash lenders possible affect up to 1 in 100 …

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Tags informal loans, know your rights, loan application

South Africa: Where the 100% mortgage lives on

20/06/201806/06/2018
100 percent mortgage, home loan

South Africa has a long history of the 100% Mortgage The following article examines the reasons behind South Africa offering …

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Tags bond, home loan, LTV, mortgage

Request your Credit Report

04/06/2018
credit report, credit history,credit bureaus

Your are entitled to see your credit report / credit record / credit history Legislation entitles you to obtain your …

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How to identify reckless lending

13/06/201802/06/2018
reckless lending,affordability assessment

How do you know whether you are vulnerable to reckless lending practices? The following case studies provide an insight as …

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Tags case studies, debt counsellors, lending practises, reckless lending

Considering Debt Counselling? 7 Things You Need To Know

13/06/201831/05/2018
Considering Debt Counselling? 7 Things You Need To Know

If you are over-indebted and unable to repay all your financial obligations in a timely manner, or your total debt …

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Tags debt counsellors
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