Getting your credit report is the first step in knowing how financial institutions might view you, information that helps form an opinion of your credit worthiness.
Your credit report shows what a lender will see when you apply for any form of credit. It is vital that this credit history reflects an accurate picture of your financial position.
Credit Bureaus entitle you to one free credit report per year.
Get your Credit Report here: My Credit Expert
Credit Report – Protection Against Identity Fraud
Identity fraud is when someone else uses your identity when making financial decisions, applying for credit or making purchases. The victim of identity fraud is very often not aware that someone is using their identity. According to Experian’s Fraud Team it takes, on average, 292 days for a victim to discover that their identity has been used fraudulently.
Regularly accessing your credit history will alert you to all unauthorized and delinquent financial activity.