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    The National Credit Regulator is therefore instructing all credit providers illegally in possession of consumers' personal instruments to return ...
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National Credit Adviser

National Credit Adviser

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NCA - Admin

How small businesses can prepare for success in a post-pandemic world

30/05/2021
How small businesses can prepare for success in a post-pandemic world

There’s no doubt that the Covid-19 pandemic impacted businesses of all sizes across the country. In recognition of Small Business …

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Tags small businesses, sme's

Botswana: Financial Literacy Key to Servicing Loans and Mortgages

27/07/2020
servicing loans and mortgages

How can financial literacy help assist in servicing loans and mortgage premiums especially during crisis such as the COVID-19 pandemic? …

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Tags financial literacy, loans, mortgage

Social grant beneficiaries victim of Sassa card fraud.

11/06/2020
social grant beneficiaries

Social grant beneficiaries are open to abuse when handing out their SASSA cards. Social grant beneficiaries should not use their …

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Tags beneficiaries, fraud, moneylenders, Sassa card

Illegal Credit Agreements

07/06/2020
nca act, illegal credit agreements, Dispute Settlement, alternative dispute resolution, complaints applications

The majority of South Africans are using some form of credit or have access to some form of credit, whether …

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Tags credit agreements, illegal lending, NCA, NCR

Credit life insurance available to many as jobs bloodbath looms.

31/05/2020
credit life insurance

Economists are predicting over seven million job losses, forcing many into debt regardless of previous financial strength and ultimately affecting …

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Tags advice, credit insurance, debt counselling, financial hardship, insurance

Dealing with loans – Some Expert Advise

02/05/202021/06/2019
Expert advice on dealing with loans

If you have a current loan you will find this article “expert advice on dealing with loans” useful. As more …

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Are banks routinely overcharging on vehicle loans in arrears?

16/04/201903/10/2018
interest on arrears

Are you being charged interest on arrears? Not keeping up with regular payments can expose you to additional charges, interest …

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Tags interest on arrears

Bought a Dud: How the CPA can protect you.

03/10/2018
cpa

Buying a car? The Consumer Protection Act (the CPA) has got your back. Buying a car, whether new or used, …

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Tags consumer protection, CPA

How will South Africa’s financial sector adapt to the Fourth Industrial Revolution?

19/09/201819/09/2018
How will South Africa’s financial sector adapt to the Fourth Industrial Revolution?

How will South Africa’s financial sector adapt to the Fourth Industrial Revolution? Over the past year, South Africa has seen …

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Tags cryptocurrency, Cybersecurity, Data management, Data protection, South African Reserve Bank

Debt Relief May Be the Answer to the South African Debt Problem

28/07/2018
debt relief bill

Debt Relief May Be the Answer to the South African Debt Problem South Africans who earn less than R7500 and …

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