Question 1

What is the National Credit Act?

Accepted Answer

The National Credit Act (NCA) is a South African law designed to promote a fair and non-discriminatory marketplace for access to consumer credit and for that purpose to provide for the general regulation of consumer credit and improved standards of consumer information.

Question 2

How can a Debt Counsellor help me?

Accepted Answer

A Debt Counsellor can help you restructure your debt payments if you are over-indebted, negotiating with creditors to reduce monthly installments and extend repayment terms.

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