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    The National Credit Regulator is therefore instructing all credit providers illegally in possession of consumers' personal instruments to return ...
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NCR

Are banks routinely overcharging on vehicle loans in arrears?

16/04/201903/10/2018
interest on arrears

Are you being charged interest on arrears? Not keeping up with regular payments can expose you to additional charges, interest …

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Tags interest on arrears

How will South Africa’s financial sector adapt to the Fourth Industrial Revolution?

19/09/201819/09/2018
How will South Africa’s financial sector adapt to the Fourth Industrial Revolution?

How will South Africa’s financial sector adapt to the Fourth Industrial Revolution? Over the past year, South Africa has seen …

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Tags cryptocurrency, Cybersecurity, Data management, Data protection, South African Reserve Bank

Why it could be much harder get a home loan in South Africa right now.

09/07/201808/07/2018
Why it could be much harder get a home loan in South Africa right now

How easy is to get a home loan in South Africa at the moment? It could be getting much harder …

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Tags bond, home loan

Mashonisas make good profit on loans

20/06/201808/06/2018
informal cash lenders

Dangerous Lenders – The data is in Informal Cash Lenders Informal cash lenders possible affect up to 1 in 100 …

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Tags informal loans, know your rights, loan application

Request your Credit Report

04/06/2018
credit report, credit history,credit bureaus

Your are entitled to see your credit report / credit record / credit history Legislation entitles you to obtain your …

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How to identify reckless lending

13/06/201802/06/2018
reckless lending,affordability assessment

How do you know whether you are vulnerable to reckless lending practices? The following case studies provide an insight as …

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Tags case studies, debt counsellors, lending practises, reckless lending

Consumer credit health improves

15/06/201805/04/2018
lodge a complaint, NCR, consumer credit,upfront fees

Today, the National Credit Regulator (NCR) released the Consumer Credit Market Report (CCMR) and the Credit Bureau Monitor (CBM), which are …

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Tags Consumer Credit Market Report, Credit Bureau Monitor, National Credit Regulator

Know your rights – Do not to pay any upfront fees when applying for loan

15/06/201820/03/2018
lodge a complaint, NCR, consumer credit,upfront fees

The National Credit Regulator (NCR) has embarked on a consumer rights month campaign in support of the World Consumer Rights …

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Tags apply for credit, credit providers, debt counsellors, know your rights, loan application, NCR, online scammers

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